Guides for UK tradespeople

Practical guides on running your business. Cash flow, late payments, and the stuff no one explains properly.

All guides

How to claim a CIS tax refund

Why most CIS subcontractors are owed money back, how the refund is worked out, how your expenses raise it, and how to claim it through Self Assessment.

Read guideUpdated July 2026 · 7 min read

Self-employed tax explained: what a sole trader pays

How Income Tax and National Insurance work for a UK sole trader, the rates and bands, why expenses cut your bill, and how much to set aside so it is never a shock.

Read guideUpdated July 2026 · 7 min read

The VAT domestic reverse charge for construction, explained

What the domestic reverse charge is, when it applies to your construction invoices, the end user rule that trips everyone up, and the exact wording HMRC wants on the invoice.

Read guideUpdated July 2026 · 8 min read

Why UK tradespeople get paid late, and how to stop it

The five reasons UK trades get paid late, the fix for each, and the legal escalation path for when prevention fails.

Read guideUpdated May 2026 · 12 min read

How to write payment terms that actually get you paid

The four clauses that get UK tradespeople paid on time: deposit, payment timeframe, late payment interest, and a stop-work clause. With sample wording and where the clauses need to live.

Read guideUpdated May 2026 · 8 min read

What to do when an invoice goes unpaid

The chase sequence that gets UK tradespeople paid: the friendly nudge, the follow-up, the formal demand, and the legal escalation path with sample wording.

Read guideUpdated May 2026 · 10 min read

How to chase a friend or referral for payment

How to chase a friend, family member, or word-of-mouth referral for an unpaid invoice without losing the relationship. How to separate the work from the relationship, the first message to send, and when to treat them like any other customer.

Read guideUpdated May 2026 · 9 min read

How to send a letter before action for an unpaid invoice

What a letter before action must contain, when to send one, and the detail that changes everything: whether the customer is an individual or a limited company. With the statutory interest you can claim.

Read guideUpdated June 2026 · 9 min read

Less admin.
Get paid.

Quick to set up. No card, no commitment.

Start free